Anstey Horne

Reinstatement Cost Assessment (RCA)

Reinstatement cost assessment

Reinstatement Cost Assessment (RCA) for building insurance purposes is a calculated estimate of the cost to rebuild a property on the basis of a total loss, including situations of substantial damage where complete building demolition and rebuilding would be necessary.

In the unfortunate event of needing to claim for an insurance loss against your property, the last thing you want to find out is that you are under-insured. You need to know that in the event of a major incident there are sufficient funds available to rebuild the property you own or occupy to the same specification.

It can also be frustrating when you find out you have been over-insuring the property and have overpaid on your premiums.

Reinstatement cost assessments

We can undertake a full assessment of your property using the latest cost data to give an accurate reinstatement cost ensuring there are sufficient funds to rebuild your property to the same specification.

We are trusted by insurers nationally for our accurate expert advice.  Our assessments are tailored to each property by our experienced RICS chartered surveyors and prepared on an elemental basis to provide transparent apportionment and accurate assessments. 

We also complete desk top assessments to ensure the rebuild costs reflect inflation.


For further information or advice on a Reinstatement Cost Assessment, please contact :

Alex Parry-Jones

Senior Director

Head of Building Consultancy

DD : 020 7947 0915

M : 07803 045 553

Paul Philips

Senior Director

DD : 020 7947 0957

M : 07976 412 371

To book a call back from a member of the RCA team, please fill in our Contact Us form.

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